Cashback brands.

Cashback brands.

Cashback with brands you love. Boosted by tax relief. Invested into your pension.

Cashback with brands you love. Boosted by tax relief. Invested into your pension.

CASHBACK EARNED

Caffè Nero

+£2.20

invested into pension

cashback

+£2.20

+tax relief

+£0.55

Invested

+£2.75

EARN AS YOU SPEND

Earn an average of

Earn an average of

Earn an average of

6%

6%

6%

cashback at the brands you already use - straight into your pension.

cashback at the brands you already use - straight into your pension.

cashback at the brands you already use - straight into your pension.

From 120+ brands across groceries, dining, fashion and travel. Rates up to 19.5%, plus 25% tax relief on top.

From 120+ brands across groceries, dining, fashion and travel. Rates up to 19.5%, plus 25% tax relief on top.

Consolidated rates

Join Waitlist

Most popular cashback brands.

The brands our users are loving right now.

#01

Adidas

12.5%

15.6% with tax relief

#02

Amazon

1%

1.3% with tax relief

#03

Bolt UK

4.5%

5.6% with tax relief

#04

Deliveroo

4.5%

5.6% with tax relief

#05

M&S

4%

5% with tax relief

See all cashback brands

Here’s how it works.

Here’s how it works.

Step 1

Browse 120+ brands

Pick from brands you already use and love.

Step 2

Buy a Chest Code

Choose any amount, pay by open banking, ready instantly.

Step 3

Pay in-store or online

Use your code like a gift card; unused balance stays on it.

Step 4

It grows in your pension

Your cashback is invested automatically, and HMRC adds 25% on top.

All brands

All brands

Check out all cashback brand partners.

Entertainment

Disneyland Paris by Inspire

5.5% cashback

London Theatre Direct

7.5% cashback

Merlin Gift Card

4.5% cashback

ODEON

3.5% cashback

Theatre Tokens

9.5% cashback

Experiences

Butlins by Inspire

5.5% cashback

Buyagift

19.5% cashback

Go Ape

11.5% cashback

Red Letter Days

19.5% cashback

Virgin Experience Days

19.5% cashback

Fashion

Aspinal of London

13.5% cashback

Bonmarché

9.5% cashback

Browns

11.5% cashback

Clarks

7.5% cashback

H&M

8.5% cashback

Harvey Nichols

9.5% cashback

Liberty

7% cashback

Mango

3% cashback

Moss

8.5% cashback

New Look

8.5% cashback

River Island

8% cashback

Schuh

8.5% cashback

Selfridges

3% cashback

Superdry

6.5% cashback

Zalando

7.5% cashback

Food & Drink

All Bar One

11.5% cashback

Ask Italian

8.5% cashback

Caffè Nero

10% cashback

Costa Coffee

9.5% cashback

Deliveroo

4.5% cashback

Ember Inns

11.5% cashback

Gaucho

8.5% cashback

Great British Pub

9.5% cashback

Harvester

11.5% cashback

Just Eat

4.5% cashback

Miller & Carter

11.5% cashback

Nando's

7.5% cashback

Nicholson's

11.5% cashback

O’Neill’s

11.5% cashback

Pizza Express

9.5% cashback

Pizza Hut

10.5% cashback

Popeyes

8.5% cashback

Prezzo

9.5% cashback

Sizzling Pubs

11.5% cashback

Starbucks

10.5% cashback

Stonehouse

11.5% cashback

tastecard

12% cashback

The Restaurant Card

11.5% cashback

Toby Carvery

11.5% cashback

Turtle Bay Restaurants

9.5% cashback

Urban

9.5% cashback

Zizzi

8.5% cashback

Gaming

Nintendo eShop UK

9% cashback

Playstation Store Online UK

6.5% cashback

Roblox United Kingdom

7.5% cashback

Twitch UK

5.5% cashback

Xbox

9% cashback

Gifts

Bloom & Wild

12.5% cashback

National Book Tokens

9.5% cashback

Not on The High Street

9.5% cashback

Virgin Gift Card

3.5% cashback

Groceries

HelloFresh

9.5% cashback

Iceland

3% cashback

Laithwaite's Wine

11.5% cashback

M&S

4% cashback

Morrisons

3.5% cashback

Naked Wines

13% cashback

Real Food Hub

6.5% cashback

Sainsburys

3.5% cashback

Tesco

4% cashback

Virgin Wines

12.5% cashback

Waitrose & Partners

3% cashback

Health & Beauty

Boots Online

3.5% cashback

Healthy Minds Club

6.5% cashback

Lavish Spa Vouchers

9.5% cashback

Rituals

9.5% cashback

Sephora

4.5% cashback

Spabreaks.com

9.5% cashback

The Wellness Card

12.5% cashback

Totally Well

3.5% cashback

Treatwell UK

8.5% cashback

Home & Garden

B&M

6.5% cashback

Dunelm

4% cashback

Habitat

3.8% cashback

IKEA

4.5% cashback

Matalan

9% cashback

Wayfair

7.5% cashback

Wickes

5% cashback

Shopping

Amazon

1% cashback

Argos

3.8% cashback

Ernest Jones

7% cashback

Etsy

5.5% cashback

H Samuel

7% cashback

Hobbycraft

8.5% cashback

John Lewis & Partners

3.5% cashback

Swarovski

17.5% cashback

Waterstones

5.5% cashback

Sports & Fitness

Adidas

12.5% cashback

Arsenal Football Club

10.5% cashback

Decathlon

5.5% cashback

GYMSHARK

8.5% cashback

Halfords

5.5% cashback

JD Sports

9.5% cashback

Tech & Electronics

Currys

5.5% cashback

Google Play

3.5% cashback

Tinder Plus & Gold

14.5% cashback

Travel & Hotels

AirlineGift

7% cashback

Bolt UK

4.5% cashback

Eurostar

4.5% cashback

FlystayGift

7% cashback

Global Hotel Card

9.5% cashback

Hotel Giftcard

13.5% cashback

Hotels.com

4.5% cashback

Inspire Staycation Card

5.5% cashback

Inspire TravelCard

5.5% cashback

Jet2Holidays by Inspire

5.5% cashback

lastminute.com Holiday Gift Card UK

4.5% cashback

lastminute.com Hotel Gift Card UK

5% cashback

lastminute.com UK Flight Only Gift Card

1.9% cashback

RentacarGift

7% cashback

Uber UK

3.8% cashback

  • Woman at a restaurant smiling enjoying cashback on her meal with Chest
  • Portrait of happy couple saving into their pension with Chest
  • Young woman on her phone using the Chest pension app
  • A mother with her child, saving for the future with Chest
  • A father and son playing guitar
  • Friends hugging and saving for the future
  • A father with his son on his shoulders
  • A man paying at a supermarket checkout and getting cashback
  • Group of freinds posing for the camera
  • Woman at a restaurant getting cashback into SIPP pension plan
  • A group of friends woth pizzas saving into their SIPP pension
  • A father with his son on his shoulders
  • A young woman on her phone using Chest SIPP pension app
  • Friends hugging
  • A man paying at supermarket checkout
  • A group of young friends posing for the camera

Join our 2,500+ community

Be part of the growing community tackling the pension gap together. Invite friends, climb the leaderboard, get early access when we launch!*

Join Waitlist

Referral rewards are subject to eligibility (see T&Cs).

Join our 2,500+ community

Be part of the growing community of those who've decided their pension isn't someone else's problem. Invite friends, climb the leaderboard, get early access when we launch!

Join Waitlist

The pension
that fits your life.

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© 2025, Chest Group Limited.

All rights reserved.

support@joinchest.com for support and requests.

hello@joinchest.com for press.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

The pension that fits your life.

Home

Funds

FAQs

Blog

Fees

Contact

Support Hub

T&Cs

Key Features Document

Privacy Policy

© 2025, Chest Group Limited. All rights reserved.

Accessibility

Complaints

support@joinchest.com for support and requests.

hello@joinchest.com for press.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

The pension
that fits your life.

Home

Funds

FAQs

Blog

Contact

Support Hub

Fees

T&Cs

Key Features Document

Privacy Policy

Accessibility

Complaints

© 2025, Chest Group Limited.

All rights reserved.

support@joinchest.com for support and requests.

hello@joinchest.com for press.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.