EARN AS YOU SPEND

Earn an average of

Earn an average of

Earn an average of

6%

8%

6%

8%

cashback

cashback

cashback

at

at

at

the

the

the

brands

brands

brands

you

you

you

already

already

already

use -

use -

use -

straight

straight

straight

into

into

into

your

your

your

pension.

pension.

pension.

From 120+ brands across groceries, dining, fashion and travel. Rates up to 19.5%, plus 25% tax relief on top.

From 120+ brands across groceries, dining, fashion and travel. Rates up to 19.5%, plus 25% tax relief on top.

Cashback contributions are discretionary. Tax relief assumes basic-rate relief and depends on your circumstances. Capital at risk.

Cashback contributions are discretionary. Tax relief assumes basic-rate relief and depends on your circumstances. Capital at risk.

I’m transferring a pension of £10k+

Transfer an old pension worth £10k+ to get boosted cashback rates.

Transfer an old pension worth £10k+ to get boosted cashback rates.

Join Waitlist

CASHBACK EARNED

Caffè Nero

+£2.20

invested into pension

cashback

+£2.20

+tax relief

+£0.55

Invested

+£2.75

CASHBACK EARNED

Caffè Nero

+£2.20

invested into pension

cashback

+£2.20

+tax relief

+£0.55

Invested

+£2.75

Most popular brands.

The cashback brands our users are loving right now.

I’m transferring a pension of £10k+

Transfer an old pension worth £10k+ to get boosted cashback rates.

Transfer an old pension worth £10k+ to get boosted cashback rates.

See all cashback brands

Here’s how it works.

Here’s how it works.

Step 1

Browse 120+ brands

Pick from brands you already use and love.

Step 2

Buy a Chest Code

Choose any amount, pay by open banking, ready instantly.

Step 3

Pay in-store or online

Use your code like a gift card; unused balance stays on it.

Step 4

It grows in your pension

Your cashback is invested automatically, and HMRC adds 25% on top.

Transfer a pension of £10k+ and you’ll earn our boosted rates on every brand.

Transfer a pension of £10k+ and you’ll earn our boosted rates on every brand.

All brands

All brands

Check out all cashback brand partners.

I’m transferring a pension of £10k+

Transfer an old pension worth £10k+ to get boosted cashback rates.

Capital at risk. Cashback contributions are discretionary. Tax relief depends on your individual circumstances and current legislation, and higher-rate relief (where eligible) is claimed separately via Self Assessment and is not added to your pension. Brand partners and cashback rates are subject to change.

Capital at risk. Cashback contributions are discretionary. Tax relief depends on your individual circumstances and current legislation, and higher-rate relief (where eligible) is claimed separately via Self Assessment and is not added to your pension. Brand partners and cashback rates are subject to change.

  • Woman at a restaurant smiling enjoying cashback on her meal with Chest
  • Portrait of happy couple saving into their pension with Chest
  • Young woman on her phone using the Chest pension app
  • A mother with her child, saving for the future with Chest
  • A father and son playing guitar
  • Friends hugging and saving for the future
  • A father with his son on his shoulders
  • A man paying at a supermarket checkout and getting cashback
  • Group of freinds posing for the camera
  • Woman at a restaurant getting cashback into SIPP pension plan
  • A group of friends woth pizzas saving into their SIPP pension
  • A father with his son on his shoulders
  • A young woman on her phone using Chest SIPP pension app
  • Friends hugging
  • A man paying at supermarket checkout
  • A group of young friends posing for the camera

Join our 2,500+ community

Be part of the growing community tackling the pension gap together. Invite friends, climb the leaderboard, get early access when we launch!*

Join Waitlist

Referral rewards are subject to eligibility (see T&Cs).

Join our 2,500+ community

Be part of the growing community of those who've decided their pension isn't someone else's problem. Invite friends, climb the leaderboard, get early access when we launch!

Join Waitlist

The pension
that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

The pension that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

The pension
that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.