cashback brands
Earn cashback with
brands you love.
Brand partners and cashback rates are subject to change. Cashback contributions are discretionary.
cashback
Your spending. Your future. Connected.
Earn cashback from 120+ brands you already shop with. Invested into your pension. Boosted by tax relief.
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From your morning coffee to your weekly shop - earn cashback on spending you're already doing.
%
Average rate of 8% across all 120+ brands.
*6% for non-consolidated users. Rates vary by brand.
Basic rate taxpayers get 25% added automatically through pension tax relief. Higher rate taxpayers could receive even more.*
*Tax relief is subject to individual circumstances and current legislation. The value of your pension can go down as well as up.
how it works
Here's how Chest works.
Shop like normal.
Browse 120+ brands within the Chest app. Pay using a Chest code at checkout. No change to what you buy or how much.
Watch it grow.
Your Chest pension is invested into L&G funds. Over time, cashback + tax relief + investment growth can add up to something significant.
Tax relief subject to individual circumstances and current legislation. 25% tax relief applies to basic rate taxpayers. The value of your pension could go down as well as up. Cashback contributions are discretionary.
Who can use chesT?
Pensions unlocked.
Whatever your salary, pension situation or investing experience, Chest is built to help you get started. If you’re a UK resident aged 18 or over, you can open a Chest pension and start building your savings around everyday life.
Employed
Already have a workplace pension? Keep it. Chest can sit alongside it, helping you build extra pension savings from cashback and automated rules.
Self-employed & freelance
No employer scheme doing it for you? Chest gives you a simple way to start building your own pension.
Between jobs, studying or caring
Your work situation can change. Your pension can still keep moving, with cashback and flexible ways to save.
Already saving
Bring old pension pots together, track your progress, and give more of your money a clear place to grow.
cashback calculator
See what your spending
could grow into.
Plug in what you spend each month. We'll show you what your cashback could be worth by retirement - with tax relief and compound growth doing the heavy lifting.
Join Waitlist
features
Not just a pension.
A system that works for you.
Cashback is just the start. Chest gives you tools to save effortlessly, see where you stand, and finally feel in control of your pension.
