Travel & Hotels
Online only
6.3% effective with 25% tax relief
8.8% effective with 25% tax relief
I’m transferring a pension of £10k+
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Step 1
Browse 120+ brands
Pick from brands you already use and love.
Step 2
Buy a Chest Code
Choose any amount, pay by open banking, ready instantly.
Step 3
Pay in-store or online
Use your code like a gift card; unused balance stays on it.
Step 4
It grows in your pension
Your cashback is invested automatically, and HMRC adds 25% on top.
How do I pay with Chest?
Where does my cashback go — can I spend it?
What are “boosted” rates and how do I unlock them?
Is the 25% tax relief on top of the cashback rate?
Do the brands and rates stay the same?
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