Platform and investment fees.
You pay three ongoing fees, each charged as an annual percentage of your pension pot.
There are no setup fees, no exit fees, and no hidden charges.
| Fee | Annual rate (of pot) | What it covers |
|---|---|---|
| Chest platform fee | 0.45% (0.20% for balances over £100,000) |
Running your Chest account, including the app, Chest Score, saving tools and cashback access. |
| Fund management fee | 0.08%–0.29% | L&G’s management of the investment fund you choose. |
| Total annual cost | 0.53%–0.74% (0.28%–0.49% for balances over £100,000) |
All fees are calculated as a percentage of your invested pot and deducted automatically. |
What this looks like in practice.
Our approach.
Fees are subject to change and we’ll notify you in advance of any changes. Capital is at risk when investing. The value of your pension can go down as well as up.
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