TOOLS & GUIDES

Sole trader tax & deadline planner.

Working for yourself comes with enough unknowns. Get a clearer idea of your tax bill, what to put aside from every payment, and the dates that matter. About two minutes, no sign-up, and your figures stay on this page.

An estimate that makes sense of your income

What to set aside from every payment

Your tax and reporting dates in one place

ASSUMPTIONS AND SCOPE

What the planner covers, and what it doesn’t.

WHO IT’S FOR

UK sole traders, including a side business alongside a job. Not limited companies or partnerships.

TAX YEARS

2025/26 and 2026/27 rates and thresholds, including the Scottish Income Tax bands where you choose Scotland.

WHAT’S ESTIMATED

Income Tax, Class 2 and Class 4 National Insurance, and payments on account, from the profit figures you enter.

SET-ASIDE GUIDE

A suggested share of each payment to reserve for tax, based on your estimate. It is a rule of thumb, not a target.

DEADLINES

Registration, Self Assessment, payment and Making Tax Digital dates for the year you pick.

NOT COVERED

Student loan repayments, pension tax relief, capital gains, CIS deductions and any reliefs specific to your situation.

This is an illustrative estimate based on what you enter and published rates. It isn’t tax advice and doesn’t replace your Self Assessment calculation, HMRC guidance or advice from an accountant. Your figures stay on this page and are cleared when you reload.

Model version v1

GUIDES TO HELP YOU EXPLORE

Read alongside the planner.

NEXT STEP

Sorted your tax? Now make room for your pension.

See what quiet and busy months could mean for your retirement with the flexible pension calculator.

Try the calculator

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The pension
that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

Join the Chest community

Chest news and plain-English money tips, once or twice a month.

By joining, you agree to get emails from Chest with news and money tips. Unsubscribe anytime. See our Privacy Policy.

The pension that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

Join the Chest community

Chest news and plain-English money tips, once or twice a month.

By joining, you agree to get emails from Chest with news and money tips. Unsubscribe anytime. See our Privacy Policy.

The pension
that fits your life.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.