About us.
Building your future should fit around your life.
For too long, pensions have felt like something to deal with later. Confusing, distant, easy to ignore.
You pay in because you're told to. You assume things are probably fine. And life moves on - rent, bills, the urgent stuff that wins every time.
Then one day you look. And the savings gap between where you are and where you need to be is bigger than you expected.
You want to fix it - but the cost of living doesn't care about your future plans. Saving more feels impossible when everything else keeps getting more expensive.
What if it didn't work like that?
What if your pension could grow without you finding extra money? What if your morning coffee, your Friday Deliveroo, your impulse Adidas purchase could quietly build your future in the background?
That's why we built Chest.
We lived this exact problem. Years of paying in, assuming it was enough, realising it wasn't - and knowing we couldn't just magically find more cash.
So we built a pension app around a different idea: your everyday spending doing the work for you. Cashback from 120+ brands, straight into your pension, invested with Legal & General. Simple fees. Clear tools. Everything designed to be understood at a glance.
What we believe.
Saving for your future shouldn't require a pay rise. You shouldn't need a finance degree to understand your pension. And looking after tomorrow shouldn't mean giving up on today.
Co-Founders of Chest
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