TOOLS & GUIDES

Family finance reset.

Your family finances have changed. Answer a few questions about your household, savings, pensions, protection and the small bits of admin, and get a plan of small steps sorted into now, soon and later. A few minutes, no account, and your answers stay on this device.

Six areas, one plan

Now, soon and later

No score, no judgement

Part of:

Becoming a parent

ASSUMPTIONS AND SCOPE

What the reset covers, and what it doesn’t.

WHO IT’S FOR

Parents in England, Scotland, Wales or Northern Ireland whose household has changed and who want their money set up for what comes next.

WHAT IT COVERS

Six areas: your cash cushion, your pensions, family protection, the life admin, saving for your child, and what comes next.

RULES USED

2026/27 tax, pension and savings rules and the official guidance linked from each step, checked in September 2026.

YOUR CASH CUSHION

Accessible savings divided by monthly essentials, shown against MoneyHelper’s three-to-six-month rule of thumb. It is a reference range, not a target.

YOUR ANSWERS

Estimates are fine. A number you leave blank is treated as unknown, not zero, and the plan says so where it matters.

WHAT IT DOESN’T DO

It gives no score and recommends no cover amount, product or provider. It can’t confirm your entitlements or replace advice on your own situation.

This is a planning illustration based on what you enter and published rules, not financial, investment, tax or legal advice. If you save a plan, it stays in your browser on this device and nowhere else, and other tools’ saved answers are never read.

Model version v1

Last reviewed September 17, 2026

GUIDES TO HELP YOU EXPLORE

Read alongside the reset.

Title image with picture of woman with pram. Title is 'Nappies are Temporary. A pensions is forever. 5 rules to save your pension through early parenthood'

Pension Contributions

Nappies Are Temporary. A Pension Is Forever.

5 Rules To Save Your Pension Through Early Parenthood

Read guide

Article headline - Personal pensions & tax relief

Pension Basics

Personal Pensions & Tax Relief: A Simple Guide

Hate tax? Then you'll love personal pensions.

Read guide

Text with article headline - What is a pension?

Pension Basics

What Actually is a Pension (And Why Should You Care)?

Think pensions are just for old people? Think again.

Read guide

WHEN YOU’RE READY

Keep your pension growing through the busy years.

Chest turns everyday spending into pension contributions, with flexible rules for the months when money is tight.

Join the waitlist

The pension
that fits your life.

Home

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support@joinchest.com for support and requests.

hello@joinchest.com for press.

Chest Group Limited (FCA Registration: 1045044) is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 775330. This information can be verified on the Financial Services Register. Chest is a trading name of Chest Group Limited. Chest Group Limited is registered in England No. 15923634. Registered office, 124 City Road, London, United Kingdom, EC1V 2NX.

The pension that fits your life.

Home

Funds

FAQs

Blog

Fees

Contact

Support Hub

T&Cs

Key Features Document

Accessibility

Complaints

Delete account

support@joinchest.com for support and requests.

hello@joinchest.com for press.

The pension
that fits your life.

Home

Funds

FAQs

Blog

Contact

Support Hub

Fees

T&Cs

Key Features Document

Accessibility

Complaints

Delete account

support@joinchest.com for support and requests.

hello@joinchest.com for press.